The Volunteer does hereby freely, voluntarily, and without duress execute this Release under the following terms:
1. Waiver and Release. Volunteer does hereby release and forever discharge and hold harmless HBF and its successors and assigns from any and all liability, claims, and demands of whatever kind or nature, either in law or in equity, which arise or may hereafter arise from Volunteer Services. Volunteer understands that this Release discharges HBF from any liability or claim that the Volunteer may have against HBF with respect to any bodily injury, personal injury, illness, death, disability, property damage, incidental or consequential damages, punitive damages, or special damages that may result from Volunteer Services, whether caused by the negligence of HBF or its officers, directors, employees or agents, other HBF volunteers, or otherwise. Volunteer also understands that HBF does not assume any responsibility for or obligation to provide financial aid or other assistance, including but not limited to, medical, health, or disability insurance except as HBF has specifically disclosed in writing to the Volunteer.
2. Medical Treatment. Volunteer does hereby release and forever discharge HBF from any claim whatsoever which arises or may hereafter arise on account of any first aid, treatment, or service rendered by any person in connection with Volunteer Services.
3. Assumption of Risk. Volunteer acknowledges that there are potential hazards (“Hazards”) involved in Volunteer Services. The Term “Hazards” is intended to be used in its broadest sense and includes, but is not limited to natural hazards (land, weather, etc.) and man-made hazards (concrete, steel, etc.), food contamination, as well as hazards typical for construction sites, the operation of tools or equipment, and physical labor. The Volunteer understands and acknowledges that the Volunteer Services include any Hazards that could harm the Volunteer, and that such Hazards may not always be obvious. Volunteer hereby expressly and specifically assumes the risk of injury or harm for all such Hazards and releases HBF from all liability for injury, illness, death, or property damage resulting from the Volunteer Services.
4. Insurance. HBF may elect, in its sole discretion, to provide group accident insurance for special projects. Any coverage so provided will be governed by the policy language. Except to the extent it makes available such group accident insurance, HBF does not carry or maintain, and expressly disclaims responsibility for providing any health, medical, or disability insurance coverage for the Volunteer. Volunteers are not to be deemed employees or agents of HBF and shall not be responsible for the purchase of worker’s compensation insurance. EACH VOLUNTEER IS EXPECTED AND ENCOURAGED TO ARRIVE WITH MEDICAL OR HEALTH INSURANCE COVERAGE IN EFFECT. EACH VOLUNTEER EXPRESSLY ACKNOWLEDGES THAT THERE HAS BEEN NO EXPRESS OR IMPLIED AGREEMENT BY HBF TO PROVIDE INSURANCE COVERAGE OF ANY KIND TO THE VOLUNTEER.